About eMofin

Accessible, secure, and customer-first lending.

Mofin Finance Limited is a wholly owned Zambian company incorporated as a microfinance institution under the Patents and Company Registration Agency (PACRA) on the 20th of August 2021 and is regulated by the Ministry of Finance under the Lenders Act.

Mofin is well positioned in the microfinance sector offering unsecured term loans to formally employed individuals, invoice discounting to emerging Zambian entrepreneurs, and growth capital to small, medium, and micro enterprises. Mofin prides itself as one of the financial revolutionaries in personal finance and the pioneers of instant salary-backed loans which do not require collateral.

Our customer-facing branch is Lusaka Premier, located at the Great North Road Business Centre on the corner of Great North Road and Chishangano Road. Our head office and back-office operations support customers countrywide via the eMofin portal and the *410# USSD service.

The eMofin Customer Portal lets you apply for loans, upload documents, and track your application progress — all online.

Fast applications

Create an application in minutes and submit for review.

Secure by design

Your data is protected with modern security practices.

Support when needed

Get help through our support channels if you’re stuck.