Minimum loan amount
Up to 40% of your net pay
Average decision time
Online — no branch visit
Try It Now
See what you'll pay
Adjust the amount and pick a product — your estimate updates instantly.
No credit check to get a quote. Your estimate is indicative — final terms confirmed at application.
Our Products
A loan that fits your life
From personal loans to salary-backed finance — choose the product that works for you.
The Process
Money in 3 steps
Create your account
Register online in under 2 minutes. No branch visit, no paperwork — just your details and a selfie.
Apply & get a decision
Choose your product, set your amount, and submit. Our system reviews your application fast.
Money in your account
Approved funds are disbursed directly to your registered bank account — sometimes the same day.
Ready?
Apply today — it takes minutes.
Join thousands of Zambians who manage their finances with eMofin.
Already a customer? Dial*410#Call +260 971 246 690